Social Security is possibly the most valuable yet most misunderstood and undervalued source of retirement income that people have. When advance planning is done properly and the right decisions are made at the right time, benefits can be increased as much as 25%. This informative workshop will provide you with much needed information to help you understand the system, properly coordinate spousal and survivor benefits, minimize taxes and maximize spendable retirement income. You will learn how claiming spousal benefit while earning delayed retirement credits, how to ‘file and suspend’, ‘do over’, start – stop – restart strategies can really increase your benefit. If you are retiring in the next 5 years this class is a must. One guest or spouse included in the cost of the course.